From c3f268178e37d5484f2dff8ebec091cdf3f520b5 Mon Sep 17 00:00:00 2001
From: Christopher Lindelof <chrislindelof@icloud.com>
Date: Fri, 31 Oct 2025 22:16:54 -0400
Subject: [PATCH] Add terms-of-service.md

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+---
+title: "Terms of Service"
+description: "Defines the client–company relationship, service scope, and limitations of liability for CodeVelo.dev LLC."
+lastUpdated: "2025-10-31"
+---
+
+# Terms of Service
+
+**Effective Date:** October 31, 2025  
+**Last Updated:** October 31, 2025  
+
+---
+
+## 1. Overview
+These Terms of Service (“Terms”) govern the relationship between **CodeVelo.dev LLC** (“CodeVelo,” “we,” or “our”) and the client (“Client,” “you”) for all services provided. By using our services, you agree to these Terms.
+
+---
+
+## 2. Scope of Work
+The specific scope, deliverables, and milestones will be defined in the applicable **Project Proposal** or **Statement of Work (SOW)**. Any changes require written agreement by both parties.
+
+---
+
+## 3. Payment
+- A deposit is required before project commencement unless otherwise stated.  
+- Invoices are payable within 15 days of issue.  
+- Late payments may incur a 2% monthly finance charge.  
+- Ownership of deliverables transfers to the Client **only after full payment is received**.
+
+---
+
+## 4. Intellectual Property
+Upon final payment:
+- All intellectual property created under the contract is transferred to the Client.  
+- CodeVelo retains the right to display the project for **portfolio and marketing** purposes.  
+
+Pre-existing tools or frameworks remain the property of CodeVelo.
+
+---
+
+## 5. Confidentiality
+Both parties agree to maintain confidentiality regarding proprietary information, trade secrets, and client data disclosed during the project.
+
+---
+
+## 6. Warranties & Limitations
+CodeVelo warrants that services will be performed professionally and to industry standards.  
+We are not liable for indirect or consequential damages. Total liability shall not exceed the amount paid for the project.
+
+---
+
+## 7. Termination
+Either party may terminate the agreement with written notice. Client must pay for work completed up to termination date. Deposits are non-refundable.
+
+---
+
+## 8. Governing Law
+These Terms are governed by the laws of **West Virginia, United States**.
+
+---
+
+## 9. Contact
+For questions, contact:  
+**CodeVelo.dev LLC**  
+📧 hello@codevelo.dev  
+📍 280 Tolbert Farm Rd, Beckley, WV 25801  
+🌐 [https://codevelo.dev](https://codevelo.dev)
+
+---